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Credit Rating Analysis: THE TOTTORI BANK (Annual )

The details of credit rating (bankruptcy risk) can be checked. A credit rating in nine stages (AAA-C).

【Analysis Menu】 @Outline @Statement @Rating @Indicator @Download

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Credit Rating (Bankruptcy Risk): THE TOTTORI BANK (Annual ) Consolidated | Non-Consolidated

Date Credit Rating Comment Sales Current Profit Net Income
2013-03-31  BBB  Credit is enough, but be decreased potential by biz environs. ¥ 18 B
7.34%
¥ 1 B
13.20%
¥ 993 M
124.66%

Financial Timeline

Date  2012-12-31 
(Third quarter )
 2013-03-31 
(Annual )
 2013-06-30 
(First quarter )
 2013-09-30 
(Second quarter )
Credit Rating ABBBABBB
Total Assets
¥ 924 B
¥ 932 B
¥ 917 B
¥ 923 B
Net Assets
¥ 36 B
¥ 42 B
¥ 41 B
¥ 42 B

Financial Statement Risk Analysis: THE TOTTORI BANK (Annual ) (Consolidated )

[Date: 2013-03-31]  Danger : Warning : Caution : Good
Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -6 B) & Financial Cash Flow (¥ -10 B) is a minus, Operating Cash Flow (¥ 7 B) is a plus,
Dividend
Under the situation of Net Income (¥ 993 M) & Operating Cash Flow (¥ 7 B) , Dividend (¥ -471 M) is paid.
Financing Risk (*Operating Cash Flow is decrease )
Sales (¥ 18 B) is first term (¥ 17 B) more, however Operating Cash Flow (¥ 7 B) is first term (¥ 55 B) less , there is a possibility that the financing has deteriorated very much.
[Date: 2012-03-31]  Danger : Warning : Caution : Good
Management Risk (*Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 18 B) less , there is a possibility that the management situation has stagnated and deteriorated
Management Risk (*Net Income is decrease )
Net Income (¥ 442 M) is first term Net Income (¥ 1 B) less , there is a possibility that the management situation has stagnated and deteriorated
Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (2.51%) is first term Net Profit Margin (7.52%) less , there is a possibility that the profitability has deteriorated.
Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -28 B) & Financial Cash Flow (¥ -2 B) is a minus, Operating Cash Flow (¥ 55 B) is a plus,
Dividend
Under the situation of Net Income (¥ 442 M) & Operating Cash Flow (¥ 55 B) , Dividend (¥ -473 M) is paid.
[Date: 2011-03-31]  Danger : Warning : Caution : Good
Management Risk (*Sales is decrease )
Sales (¥ 18 B) is first term Sales (¥ 20 B) less , there is a possibility that the management situation has stagnated and deteriorated
Management Risk (*Net Income is decrease )
Net Income (¥ 1 B) is first term Net Income (¥ 1 B) less , there is a possibility that the management situation has stagnated and deteriorated
Dividend
Under the situation of Net Income (¥ 1 B) & Operating Cash Flow (¥ 10 B) , Dividend (¥ -475 M) is paid.
Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ -201 M) is Sales first term ratio (¥ -1 B) more , there is a possibility that the non-performing asset was increased.
[Date: 2010-03-31]  Danger : Warning : Caution : Good
Management Risk (*Gross Income is decrease )
Gross Income (¥ 17 B) is first term Gross Income (¥ 20 B) less , there is a possibility that the management situation has stagnated and deteriorated
Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -5 B) & Financial Cash Flow (¥ -482 M) is a minus, Operating Cash Flow (¥ 8 B) is a plus,
Dividend
Under the situation of Net Income (¥ 1 B) & Operating Cash Flow (¥ 8 B) , Dividend (¥ -475 M) is paid.
Financing Risk (*Operating Cash Flow is decrease )
Sales (¥ 20 B) is first term (¥ 18 B) more, however Operating Cash Flow (¥ 8 B) is first term (¥ 9 B) less , there is a possibility that the financing has deteriorated very much.
[Date: 2009-03-31]  Danger : Warning : Caution : Good
Management Risk (*Net Income is minus or 0 )
Net Income (¥ -721 M) is minus or 0, so , there is a possibility that the management situation is severe.
Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -4 B) & Financial Cash Flow (¥ -492 M) is a minus, Operating Cash Flow (¥ 9 B) is a plus,
Dividend Risk
Under the situation of Net Income (¥ -721 M) & Operating Cash Flow (¥ 9 B), Dividend (¥ -474 M) is paid.
Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 34 B) is Net Income (¥ -721 M) is a minus, Sales (¥ 18 B) more , there is a possibility of holding the non-performing asset.

Related Information: THE TOTTORI BANK (Annual )

Statement Type
Annual : THE TOTTORI BANK
First quarter : THE TOTTORI BANK
Second quarter : THE TOTTORI BANK
Third quarter : THE TOTTORI BANK
Analysis Menu
@Outline : THE TOTTORI BANK
@Statement : THE TOTTORI BANK
@Rating : THE TOTTORI BANK
@Indicator : THE TOTTORI BANK
@Download : THE TOTTORI BANK
Industry Comparison Ranking
Banks - EDIUNET Industry Rankings
Banks - EDIUNET Credit Rating
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Comparison with a neighboring company
Tottori - EDIUNET Prefectures
Tottori鳥取市 - EDIUNET Prefectures

Related company's newest statement

Date Company Credit Rating Date
1/27 The Awa Bank BBB→A 2013-12-31 (Q3)
12/26 MOA Fund. CC→BBB 2013-09-30
12/2 The Tajima Bank A→CC 2013-09-30 (Q2)
11/29 THE SAGA KYOUEI BANK BBB 2013-09-30 (Q2)
11/27 富山第一銀行 A→BB 2013-09-30 (Q2)
11/26 THE SHIZUOKACHUO BANK A 2013-09-30 (Q2)
11/25 THE SAIKYO BANK CCC→BBB 2013-09-30 (Q2)
11/18 THE FUKUHO BANK CCC→BBB 2013-09-30 (Q2)
11/18 The Bank of Nagasaki CC→B 2013-09-30 (Q2)
11/15 Mitsubishi UFJ Financia.. BBB 2013-09-30 (Q2)

Ticker Market Industry Month report Rating
@ THE TOTTORI BANK 8383 TSE 1st Banks 3 Annual BBB

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