Free equity investment tool of Japanese companies

Credit Rating (Bankruptcy Risk): The Awa Bank (Third quarter ) Consolidated

Financial Timeline

Financial Statement Risk Analysis: The Awa Bank (Third quarter ) (Consolidated )

Special note

Net Assets have increased 5consecutive terms. The fiscal base is getting better.

[Date: 2013-12-31]  Danger : Warning : Caution : Good

Management Risk (*Gross Income is decrease )
Gross Income (¥ 35 B) is first term Gross Income (¥ 37 B) less , there is a possibility that the management situation has stagnated and deteriorated

[Date: 2012-12-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 48 B) is first term Sales (¥ 51 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 37 B) is first term Gross Income (¥ 44 B) less , there is a possibility that the management situation has stagnated and deteriorated

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 65 B) is Sales first term ratio (¥ -2 B) more , there is a possibility that the non-performing asset was increased.

[Date: 2011-12-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 51 B) is first term Sales (¥ 52 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ 2 B) is first term Net Income (¥ 2 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (4.43％) is first term Net Profit Margin (5.55％) less , there is a possibility that the profitability has deteriorated.

[Date: 2010-12-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 52 B) is first term Sales (¥ 54 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ 2 B) is first term Net Income (¥ 3 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (5.55％) is first term Net Profit Margin (6.85％) less , there is a possibility that the profitability has deteriorated.

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -57 B) & Financial Cash Flow (¥ -6 B) is a minus, Operating Cash Flow (¥ 74 B) is a plus,

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 21 B) is Sales first term ratio (¥ -1 B) more , there is a possibility that the non-performing asset was increased.

[Date: 2009-12-31]  Danger : Warning : Caution : Good

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -10 B) & Financial Cash Flow (¥ -1 B) is a minus, Operating Cash Flow (¥ 31 B) is a plus,