Free equity investment tool of Japanese companies

Credit Rating Analysis

Annual

First quarter

Second quarter

Third quarter

Sponsored Link

Related Company

THE KAGOSHIMA BANK

高知銀行

Suruga Bank

The Kiyo Bank

THE SHONAI BANK

ACOM

TOMATO BANK

The Chukyo Bank

THE SHIZUOKACHUO BANK

Resona Holdings

THE TOYAMA BANK

THE OKINAWA KAIHO BANK

The Bank of Tokyo-Mitsubishi UFJ

THE TAIKO BANK

Kiyo Holdings

EDIUNET Related Ranking

EDIUNET

EDIUNET Credit Rating

EDIUNET Industry Avg

EDIUNET Prefectures

Yuho! Industry

EDIUNET Rating News

Prev « 2024-04 » Next

Mon	Tue	Wed	Thu	Fri	Sat	Sun
1 -	2 -	3 -	4 -	5 -	6 -	7 -
8 -	9 -	10 -	11 -	12 -	13 -	14 -
15 -	16 -	17 -	18 -	19 -	20 -	21 -
22 -	23 -	24 -	25 -	26 -	27 -	28 -
29 -	30 -

[Update list]

1/28 Retail Trade (CAWACHI:A etc...

1/27 Banks (The Awa Bank:BBB→A)

1/23 Chemicals (Milbon:AA→AAA)

1/21 Glass & Ceramics Products (..

1/21 Machinery (TSUDAKOMA:C)

1/21 Other Services (Netindex.:CC)

1/20 Other Products (Kurogane Kos..

1/20 Wholesale Trade (リーバイ・..

1/20 Other Services (川崎地質:BB→..

1/17 Chemicals (Kawaguchi Chemica..

 RSS

 Company RSS

 Daily RSS

Sponsored Link

Recently Download Chart

Nissan Motor

日本アビオニクス

日本アビオニクス

日本アビオニクス

Nittetsu Mining

Credit Rating Analysis: The Tajima Bank (Annual )

The details of credit rating (bankruptcy risk) can be checked. A credit rating in nine stages (AAA-C).

【Analysis Menu】 Outline Statement Rating Indicator Download

Sponsored Link

Credit Rating (Bankruptcy Risk): The Tajima Bank (Annual ) Consolidated | Non-Consolidated

Date	Credit Rating	Comment	Sales	Current Profit	Net Income
2013-03-31	A	Credit is high, but affected by biz environs.	¥ 16 B -1.86%	¥ 1 B -17.33%	¥ 622 M 8.93%

Financial Timeline

Date	2012-12-31  (Third quarter )	2013-03-31  (Annual )	2013-06-30  (First quarter )	2013-09-30  (Second quarter )
Credit Rating	A	A	BB	CC
Total Assets	¥ 869 B	¥ 881 B	¥ 899 B	¥ 894 B
Net Assets	¥ 35 B	¥ 36 B	¥ 36 B	¥ 36 B

Financial Statement Risk Analysis: The Tajima Bank (Annual ) (Consolidated )

Special note

Net sales has dropped 5 consecutive terms. The business have high risk.

[Date: 2013-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 16 B) is first term Sales (¥ 17 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 15 B) is first term Gross Income (¥ 15 B) less , there is a possibility that the management situation has stagnated and deteriorated

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -8 B) & Financial Cash Flow (¥ -400 M) is a minus, Operating Cash Flow (¥ 14 B) is a plus,

Dividend
Under the situation of Net Income (¥ 622 M) & Operating Cash Flow (¥ 14 B) , Dividend (¥ -399 M) is paid.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 17 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ 571 M) is first term Net Income (¥ 754 M) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (3.32％) is first term Net Profit Margin (4.31％) less , there is a possibility that the profitability has deteriorated.

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -3 B) & Financial Cash Flow (¥ -400 M) is a minus, Operating Cash Flow (¥ 3 B) is a plus,

Dividend
Under the situation of Net Income (¥ 571 M) & Operating Cash Flow (¥ 3 B) , Dividend (¥ -399 M) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 14 B) is Sales first term ratio (¥ -320 M) more , there is a possibility that the non-performing asset was increased.

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 17 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 16 B) is first term Gross Income (¥ 16 B) less , there is a possibility that the management situation has stagnated and deteriorated

Financing Risk (*Operating Cash Flow is minus or 0 ＆Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 17 B) less, however Operating Cash Flow (¥ -21 B) is compensated for Investment Cash Flow (¥ 19 B) etc. , there is a possibility that the financing is severe.

Dividend Risk
Under the situation of Net Income (¥ 754 M) & Operating Cash Flow (¥ -21 B), Dividend (¥ -399 M) is paid.

Financing Risk (*Sale of stock property)
Operating Cash Flow (¥ -21 B) is minus, Investment Cash Flow (¥ 19 B) is plus. Because the main occupation was dull, stock property may have been sold off.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 2 B) is Sales first term ratio (¥ -169 M) more , there is a possibility that the non-performing asset was increased.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 31 B) is Operating Cash Flow (¥ -21 B) is a minus, Sales (¥ 17 B) more , there is a possibility of holding the non-performing asset.

[Date: 2010-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 19 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 16 B) is first term Gross Income (¥ 19 B) less , there is a possibility that the management situation has stagnated and deteriorated

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -26 B) & Financial Cash Flow (¥ -400 M) is a minus, Operating Cash Flow (¥ 29 B) is a plus,

Dividend
Under the situation of Net Income (¥ 715 M) & Operating Cash Flow (¥ 29 B) , Dividend (¥ -399 M) is paid.

[Date: 2009-03-31]  Danger : Warning : Caution : Good

Dividend Risk
Under the situation of Net Income (¥ 147 M) & Operating Cash Flow (¥ -14 B), Dividend (¥ -399 M) is paid.

Financing Risk (*Sale of stock property)
Operating Cash Flow (¥ -14 B) is minus, Investment Cash Flow (¥ 11 B) is plus. Because the main occupation was dull, stock property may have been sold off.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 36 B) is Operating Cash Flow (¥ -14 B) is a minus, Sales (¥ 19 B) more , there is a possibility of holding the non-performing asset.

Credit Rating (Bankruptcy Risk): The Tajima Bank (Annual ) Consolidated | Non-Consolidated

Date	Credit Rating	Comment	Sales	Current Profit	Net Income
2013-03-31	A	Credit is high, but affected by biz environs.	¥ 15 B -2.96%	¥ 1 B -17.41%	¥ 581 M 9.62%

Financial Timeline

Date	-  (First quarter )	-  (Third quarter )	2013-03-31  (Annual )	2013-09-30  (Second quarter )
Credit Rating	-	-	A	BBB
Total Assets	-	-	¥ 882 B	¥ 894 B
Net Assets	-	-	¥ 36 B	¥ 36 B

Financial Statement Risk Analysis: The Tajima Bank (Annual ) (Non-Consolidated )

Special note

Net sales has dropped 5 consecutive terms. The business have high risk.

[Date: 2013-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 15 B) is first term Sales (¥ 16 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 14 B) is first term Gross Income (¥ 14 B) less , there is a possibility that the management situation has stagnated and deteriorated

Dividend
Under the situation of Net Income (¥ 581 M) & Operating Cash Flow (-) , Dividend (¥ -399 M) is paid.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 16 B) is first term Sales (¥ 16 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ 530 M) is first term Net Income (¥ 720 M) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (3.23％) is first term Net Profit Margin (4.26％) less , there is a possibility that the profitability has deteriorated.

Dividend
Under the situation of Net Income (¥ 530 M) & Operating Cash Flow (-) , Dividend (¥ -399 M) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 15 B) is Sales first term ratio (¥ -472 M) more , there is a possibility that the non-performing asset was increased.

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 16 B) is first term Sales (¥ 17 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 15 B) is first term Gross Income (¥ 16 B) less , there is a possibility that the management situation has stagnated and deteriorated

Dividend
Under the situation of Net Income (¥ 720 M) & Operating Cash Flow (-) , Dividend (¥ -399 M) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 841 M) is Sales first term ratio (¥ -218 M) more , there is a possibility that the non-performing asset was increased.

[Date: 2010-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 17 B) is first term Sales (¥ 18 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 16 B) is first term Gross Income (¥ 18 B) less , there is a possibility that the management situation has stagnated and deteriorated

Dividend
Under the situation of Net Income (¥ 664 M) & Operating Cash Flow (-) , Dividend (¥ -399 M) is paid.

[Date: 2009-03-31]  Danger : Warning : Caution : Good

Dividend
Under the situation of Net Income (¥ 96 M) & Operating Cash Flow (-) , Dividend (¥ -399 M) is paid.

Related Information: The Tajima Bank (Annual )

Statement Type

Annual : The Tajima Bank

First quarter : The Tajima Bank

Second quarter : The Tajima Bank

Third quarter : The Tajima Bank

Analysis Menu

Outline : The Tajima Bank

Statement : The Tajima Bank

Rating : The Tajima Bank

Indicator : The Tajima Bank

Download : The Tajima Bank

Industry Comparison Ranking

Banks - EDIUNET Industry Rankings

Banks - EDIUNET Credit Rating

Banks - EDIUNET Industry Avg

Comparison with a neighboring company

Hyogo - EDIUNET Prefectures

Hyogo豊岡市 - EDIUNET Prefectures

Related company's newest statement

Date	Company	Credit Rating	Date
1/27	The Awa Bank	BBB→A	2013-12-31 (Q3)
12/26	MOA Fund.	CC→BBB	2013-09-30
12/2	The Tajima Bank	A→CC	2013-09-30 (Q2)
11/29	THE SAGA KYOUEI BANK	BBB	2013-09-30 (Q2)
11/27	富山第一銀行	A→BB	2013-09-30 (Q2)
11/26	THE SHIZUOKACHUO BANK	A	2013-09-30 (Q2)
11/25	THE SAIKYO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	THE FUKUHO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	The Bank of Nagasaki	CC→B	2013-09-30 (Q2)
11/15	Mitsubishi UFJ Financia..	BBB	2013-09-30 (Q2)

EDIUNET Investment News (Banks)

1/27 Banks (The Awa Bank:BBB→A)

12/26 Banks (MOA Fund.:CC→BBB)

12/2 Banks (The Tajima Bank:A→CC)

11/29 Banks (THE SAGA KYOUEI BANK:..

11/27 Banks (富山第一銀行:A→BB)

11/26 Banks (THE SHIZUOKACHUO BANK..

11/25 Banks (THE SAIKYO BANK:CCC→B..

11/18 Banks (THE FUKUHO BANK:CCC→B..

11/15 Banks (Mitsubishi UFJ Financ..

11/14 Banks (みずほフィナンシャル..

Company Information

Ticker	Market	Industry	Month	report	Rating
The Tajima Bank			Banks	3	Annual	A

Related Company

Bank of The Ryukyus (Sales ¥ 39 B)

THE KAGOSHIMA BANK (Sales ¥ 78 B)

THE SHIZUOKACHUO BANK (Sales ¥ 13 B)

THE MINATO BANK (Sales ¥ 65 B)

ACOM (Sales ¥ 193 B)

THE TOYAMA BANK (Sales ¥ 10 B)

高知銀行 (Sales ¥ 26 B)

Suruga Bank (Sales ¥ 111 B)

TOMATO BANK (Sales ¥ 17 B)

Resona Holdings (Sales ¥ 832 B)

The Tajima Bank (Sales ¥ 16 B)

Fukuoka Financial Group (Sales ¥ 255 B)

The Bank of Tokyo-Mitsubishi UFJ (Sales ¥ 3.4 T)

関連する株式投資情報

EDIUNET Caution

*Financial data might be different from the actual one. Please confirm the original, and read Caution.

*This site has obtained the information from the FSA's EDINET, Tokyo Stock Exchange's TDnet and Pay statistical data services, Fukuoka stock Exchange's Stock market capitalization, Center for Spatial Information Science's CSV Geocoding Service. The copyright of the information belongs to each corporation etc. .