Free equity investment tool of Japanese companies

Credit Rating Analysis

Annual

First quarter

Second quarter

Third quarter

Sponsored Link

Related Company

TOMATO BANK

The Daisan Bank

Bank of The Ryukyus

THE BANK OF FUKUOKA

The Tajima Bank

THE MINATO BANK

Promise

大正銀行

THE TOHOKU BANK

The Hyakujushi Bank

THE FUKUSHIMA BANK

Fukuoka Financial Group

The Chukyo Bank

The Bank of Tokyo-Mitsubishi UFJ

THE DAITO BANK

EDIUNET Related Ranking

EDIUNET

EDIUNET Credit Rating

EDIUNET Industry Avg

EDIUNET Prefectures

Yuho! Industry

EDIUNET Rating News

Prev « 2024-04 » Next

Mon	Tue	Wed	Thu	Fri	Sat	Sun
1 -	2 -	3 -	4 -	5 -	6 -	7 -
8 -	9 -	10 -	11 -	12 -	13 -	14 -
15 -	16 -	17 -	18 -	19 -	20 -	21 -
22 -	23 -	24 -	25 -	26 -	27 -	28 -
29 -	30 -

[Update list]

1/28 Retail Trade (CAWACHI:A etc...

1/27 Banks (The Awa Bank:BBB→A)

1/23 Chemicals (Milbon:AA→AAA)

1/21 Glass & Ceramics Products (..

1/21 Machinery (TSUDAKOMA:C)

1/21 Other Services (Netindex.:CC)

1/20 Other Products (Kurogane Kos..

1/20 Wholesale Trade (リーバイ・..

1/20 Other Services (川崎地質:BB→..

1/17 Chemicals (Kawaguchi Chemica..

 RSS

 Company RSS

 Daily RSS

Sponsored Link

Recently Download Chart

Yushiro Chemical Indutry

メルコホールディングス

日本セラミック etc.

日本セラミック etc.

日本セラミック etc.

Credit Rating Analysis: Promise (Annual )

The details of credit rating (bankruptcy risk) can be checked. A credit rating in nine stages (AAA-C).

【Analysis Menu】 Outline Statement Rating Indicator Download

Sponsored Link

Credit Rating (Bankruptcy Risk): Promise (Annual ) Consolidated | Non-Consolidated

Date	Credit Rating	Comment	Sales	Current Profit	Net Income
2013-03-31	CC	Credit is very vulnerable.	¥ 187 B -4.64%	¥ 51 B 133.36%	¥ 48 B 128.39%

Financial Timeline

Date	2011-06-30  (First quarter )	2011-09-30  (Second quarter )	2011-12-31  (Third quarter )	2013-03-31  (Annual )
Credit Rating	BB	C	C	CC
Total Assets	¥ 948 B	¥ 992 B	¥ 957 B	¥ 881 B
Net Assets	¥ 162 B	¥ -51 B	¥ 93 B	¥ 166 B

Financial Statement Risk Analysis: Promise (Annual ) (Consolidated )

Special note

Net sales has dropped 5 consecutive terms. The business have high risk.

The change of Net income is going too far. The management situation is unstable.

[Date: 2013-03-31]  Danger : Warning : Caution : Good

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Operating Cash Flow (¥ -34 B) and Investment Cash Flow (¥ -16 B) is minus, Net Income (¥ 48 B) is plus. Because it is unnatural that profits have come out in this situation, the possibility of holding the non-performing asset is very high.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Operating Cash Flow (¥ -34 B) is a minus, Other Current Assets (¥ 751 B) - more than 66% of Total Assets (¥ 881 B) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Sales is decrease )
Sales (¥ 187 B) is first term Sales (¥ 196 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 137 B) is first term Gross Income (¥ 352 B) less , there is a possibility that the management situation has stagnated and deteriorated

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 45 B) is Sales first term ratio (¥ -9 B) more , there is a possibility that the non-performing asset was increased.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 751 B) is Operating Cash Flow (¥ -34 B) is a minus, Sales (¥ 187 B) more , there is a possibility of holding the non-performing asset.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Management Risk (*Cumulative loss)
Earned Surplus etc. (¥ -31 B) is minus, so Cumulative loss , there is a possibility that the management situation is severe.

Management Risk (*Net Income & Operating Cash Flow is minus or 0 )
Net Income(¥ -169 B) & Operating Cash Flow (¥ -42 B) is minus or 0, so , there is a possibility that the management situation is very severe.

Financing Risk (*Issuance of new shares)
Financial Cash Flow (¥ -20 B) is a minus, Issuance of new shares (¥ 119 B) is plus. Because a possibility of having appropriated the capital-increase fund for repayment of borrowed money is high , there is a possibility that the financing is extremely severe.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -169 B) Operating Cash Flow (¥ -42 B) is a minus, Other Current Assets (¥ 705 B) - more than 66% of Total Assets (¥ 892 B) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Sales is decrease )
Sales (¥ 196 B) is first term Sales (¥ 238 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ -169 B) is first term Net Income (¥ -96 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (-86.43％) is first term Net Profit Margin (-40.27％) less , there is a possibility that the profitability has deteriorated.

Financing Risk (*Operating Cash Flow is minus or 0 ＆Sales & Net Income is decrease )
Sales (¥ 196 B) is first term Sales (¥ 238 B) less Net Income (¥ -169 B) is first term Net Income (¥ -96 B) less, however Operating Cash Flow (¥ -42 B) is compensated for Investment Cash Flow (¥ 12 B) etc. , there is a possibility that the financing is severe.

Financing Risk (*Issuance of new shares)
Investment Cash Flow (¥ 12 B) is a plus, Issuance of new shares (¥ 119 B) is plus. Because it is thought that the circulating fund is gained by sale and new issue of stocks of stock property , there is a possibility that the financing is severe.

Financing Risk (*Sale of stock property)
Operating Cash Flow (¥ -42 B) is minus, Investment Cash Flow (¥ 12 B) is plus. Because the main occupation was dull, stock property may have been sold off.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 705 B) is Net Income (¥ -169 B) Operating Cash Flow (¥ -42 B) is a minus, Sales (¥ 196 B) more , there is a possibility of holding the non-performing asset.

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Management Risk (*Net Income & Sales is sharp decrease )
As compared with the first term of Sales (¥ 238 B) , Sales (¥ 338 B) is less than 80%, and As compared with the first term of Net Income (¥ 14 B) , Net Income (¥ -96 B) is less than 10%, , there is a possibility that the management situation has deteriorated very much.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -96 B) is a minus, Other Current Assets (¥ 847 B) - more than 66% of Total Assets (¥ 1.0 T) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Sales is decrease )
Sales (¥ 238 B) is first term Sales (¥ 338 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ -96 B) is first term Net Income (¥ 14 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (-40.27％) is first term Net Profit Margin (4.30％) less , there is a possibility that the profitability has deteriorated.

Dividend Risk
Under the situation of Net Income (¥ -96 B) & Operating Cash Flow (¥ 186 B), Dividend (¥ -1 B) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 847 B) is Net Income (¥ -96 B) is a minus, Sales (¥ 238 B) more , there is a possibility of holding the non-performing asset.

[Date: 2010-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 338 B) is first term Sales (¥ 387 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 320 B) is first term Gross Income (¥ 455 B) less , there is a possibility that the management situation has stagnated and deteriorated

[Date: 2009-03-31]  Danger : Warning : Caution : Good

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -125 B) is a minus, Other Current Assets (¥ 1.4 T) - more than 66% of Total Assets (¥ 1.7 T) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Net Income is minus or 0 )
Net Income (¥ -125 B) is minus or 0, so , there is a possibility that the management situation is severe.

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -29 B) & Financial Cash Flow (¥ -137 B) is a minus, Operating Cash Flow (¥ 110 B) is a plus,

Dividend Risk
Under the situation of Net Income (¥ -125 B) & Operating Cash Flow (¥ 110 B), Dividend (¥ -5 B) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 1.4 T) is Net Income (¥ -125 B) is a minus, Sales (¥ 387 B) more , there is a possibility of holding the non-performing asset.

Credit Rating (Bankruptcy Risk): Promise (Annual ) Consolidated | Non-Consolidated

Date	Credit Rating	Comment	Sales	Current Profit	Net Income
2013-03-31	CCC	Credit is fragile, and depended on biz environs.	¥ 164 B -4.43%	¥ 43 B 126.06%	¥ 42 B 125.06%

Financial Timeline

Date	-  (First quarter )	-  (Second quarter )	-  (Third quarter )	2013-03-31  (Annual )
Credit Rating	-	-	-	CCC
Total Assets	-	-	-	¥ 851 B
Net Assets	-	-	-	¥ 114 B

Financial Statement Risk Analysis: Promise (Annual ) (Non-Consolidated )

Special note

Net sales has dropped 5 consecutive terms. The business have high risk.

The change of Net income is going too far. The management situation is unstable.

[Date: 2013-03-31]  Danger : Warning : Caution : Good

Management Risk (*Cumulative loss)
Earned Surplus etc. (¥ -26 B) is minus, so Cumulative loss , there is a possibility that the management situation is severe.

Management Risk (*Sales is decrease )
Sales (¥ 164 B) is first term Sales (¥ 172 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 122 B) is first term Gross Income (¥ 338 B) less , there is a possibility that the management situation has stagnated and deteriorated

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 37 B) is Sales first term ratio (¥ -7 B) more , there is a possibility that the non-performing asset was increased.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Management Risk (*Cumulative loss)
Earned Surplus etc. (¥ -71 B) is minus, so Cumulative loss , there is a possibility that the management situation is severe.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -169 B) is a minus, Other Current Assets (¥ 667 B) - more than 66% of Total Assets (¥ 846 B) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Net Income is minus or 0 )
Net Income (¥ -169 B) is minus or 0, so , there is a possibility that the management situation is severe.

Management Risk (*Sales is decrease )
Sales (¥ 172 B) is first term Sales (¥ 187 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ -169 B) is first term Net Income (¥ -104 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (-98.49％) is first term Net Profit Margin (-55.67％) less , there is a possibility that the profitability has deteriorated.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 667 B) is Net Income (¥ -169 B) is a minus, Sales (¥ 172 B) more , there is a possibility of holding the non-performing asset.

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -104 B) is a minus, Other Current Assets (¥ 731 B) - more than 66% of Total Assets (¥ 954 B) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Net Income is minus or 0 )
Net Income (¥ -104 B) is minus or 0, so , there is a possibility that the management situation is severe.

Management Risk (*Sales is decrease )
Sales (¥ 187 B) is first term Sales (¥ 212 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Income is decrease )
Net Income (¥ -104 B) is first term Net Income (¥ 7 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (-55.67％) is first term Net Profit Margin (3.41％) less , there is a possibility that the profitability has deteriorated.

Dividend
Under the situation of Net Income (¥ -104 B) & Operating Cash Flow (-) , Dividend (¥ -1 B) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 731 B) is Net Income (¥ -104 B) is a minus, Sales (¥ 187 B) more , there is a possibility of holding the non-performing asset.

[Date: 2010-03-31]  Danger : Warning : Caution : Good

Management Risk (*Sales is decrease )
Sales (¥ 212 B) is first term Sales (¥ 243 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 201 B) is first term Gross Income (¥ 300 B) less , there is a possibility that the management situation has stagnated and deteriorated

[Date: 2009-03-31]  Danger : Warning : Caution : Good

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Net Income (¥ -129 B) is a minus, Other Current Assets (¥ 1.0 T) - more than 66% of Total Assets (¥ 1.1 T) is occupied , the possibility of holding the non-performing asset is very high.

Management Risk (*Net Income is minus or 0 )
Net Income (¥ -129 B) is minus or 0, so , there is a possibility that the management situation is severe.

Dividend
Under the situation of Net Income (¥ -129 B) & Operating Cash Flow (-) , Dividend (¥ -5 B) is paid.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 1.0 T) is Net Income (¥ -129 B) is a minus, Sales (¥ 243 B) more , there is a possibility of holding the non-performing asset.

Related Information: Promise (Annual )

Statement Type

Annual : Promise

First quarter : Promise

Second quarter : Promise

Third quarter : Promise

Analysis Menu

Outline : Promise

Statement : Promise

Rating : Promise

Indicator : Promise

Download : Promise

Industry Comparison Ranking

Banks - EDIUNET Industry Rankings

Banks - EDIUNET Credit Rating

Banks - EDIUNET Industry Avg

Comparison with a neighboring company

Tokyo - EDIUNET Prefectures

Tokyo千代田区 - EDIUNET Prefectures

Related company's newest statement

Date	Company	Credit Rating	Date
1/27	The Awa Bank	BBB→A	2013-12-31 (Q3)
12/26	MOA Fund.	CC→BBB	2013-09-30
12/2	The Tajima Bank	A→CC	2013-09-30 (Q2)
11/29	THE SAGA KYOUEI BANK	BBB	2013-09-30 (Q2)
11/27	富山第一銀行	A→BB	2013-09-30 (Q2)
11/26	THE SHIZUOKACHUO BANK	A	2013-09-30 (Q2)
11/25	THE SAIKYO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	THE FUKUHO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	The Bank of Nagasaki	CC→B	2013-09-30 (Q2)
11/15	Mitsubishi UFJ Financia..	BBB	2013-09-30 (Q2)

EDIUNET Investment News (Banks)

1/27 Banks (The Awa Bank:BBB→A)

12/26 Banks (MOA Fund.:CC→BBB)

12/2 Banks (The Tajima Bank:A→CC)

11/29 Banks (THE SAGA KYOUEI BANK:..

11/27 Banks (富山第一銀行:A→BB)

11/26 Banks (THE SHIZUOKACHUO BANK..

11/25 Banks (THE SAIKYO BANK:CCC→B..

11/18 Banks (THE FUKUHO BANK:CCC→B..

11/15 Banks (Mitsubishi UFJ Financ..

11/14 Banks (みずほフィナンシャル..

Company Information

Ticker	Market	Industry	Month	report	Rating
Promise	8574	TSE 1st	Banks	3	Annual	CC

Related Company

大正銀行 (Sales ¥ 9 B)

THE TAIKO BANK (Sales ¥ 21 B)

THE BANK OF FUKUOKA (Sales ¥ 194 B)

THE TOTTORI BANK (Sales ¥ 18 B)

高知銀行 (Sales ¥ 26 B)

THE TOHOKU BANK (Sales ¥ 15 B)

The Kiyo Bank (Sales ¥ 84 B)

THE SHIZUOKACHUO BANK (Sales ¥ 13 B)

Fukuoka Financial Group (Sales ¥ 255 B)

The Bank of Tokyo-Mitsubishi UFJ (Sales ¥ 3.4 T)

The Chukyo Bank (Sales ¥ 32 B)

THE FUKUSHIMA BANK (Sales ¥ 15 B)

The Hyakujushi Bank (Sales ¥ 74 B)

関連する株式投資情報

EDIUNET Caution

*Financial data might be different from the actual one. Please confirm the original, and read Caution.

*This site has obtained the information from the FSA's EDINET, Tokyo Stock Exchange's TDnet and Pay statistical data services, Fukuoka stock Exchange's Stock market capitalization, Center for Spatial Information Science's CSV Geocoding Service. The copyright of the information belongs to each corporation etc. .