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@ MS&ADインシュアランスグループホールディングス +
@ The Toa Reinsurance Co. +
@ 東日本建設業保証 +
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Financial Indicator Details: MS&ADインシュアランスグループホールディングス (Annual )

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Consolidated :Indicator Consolidated | Non-Consolidated

Profitability2009-03-312010-03-312011-03-312012-03-312013-03-31
Net profit margin
(Industry Average)
0.40%
(0.28%)
1.91%
(-4.32%)
0.15%
(4.96%)
-4.50%
(5.11%)
1.93%
(2.13%)
C/F margin
(Industry Average)
1.89%
(22.86%)
-1.72%
(6.29%)
-1.74%
(6.08%)
-5.45%
(11.12%)
2.75%
(4.87%)
ROA
(Industry Average)
0.11%
(0.03%)
0.50%
(-0.71%)
0.04%
(0.85%)
-1.16%
(0.72%)
0.52%
(0.18%)
ROE
(Industry Average)
0.80%
(-3.21%)
2.87%
(-22.57%)
0.33%
(4.61%)
-11.20%
(3.79%)
4.13%
(0.58%)
Growth2009-03-312010-03-312011-03-312012-03-312013-03-31
Equity growth
(Industry Average)
-
(-)
28.15%
(51.40%)
24.58%
(29.27%)
-7.42%
(-3.67%)
33.69%
(7.54%)
Sales growth
(Industry Average)
-
(-)
-3.79%
(1.10%)
73.48%
(3.61%)
10.57%
(4.75%)
14.62%
(8.28%)
Net profit growth
(Industry Average)
-
(-)
359.47%
(249.57%)
-85.60%
(69.06%)
-3,226.73%
(-213.48%)
149.34%
(42.61%)
Operating C/F growth
(Industry Average)
-
(-)
-187.87%
(-21.52%)
-74.88%
(-5,138.12%)
-245.93%
(99.18%)
157.85%
(-50.41%)
Stability2009-03-312010-03-312011-03-312012-03-312013-03-31
Capital adequacy
(Industry Average)
13.74%
(7.67%)
17.43%
(16.44%)
14.27%
(22.99%)
10.40%
(23.34%)
12.70%
(24.73%)
Liquidity ratio
(Industry Average)
-
(-)
-
(13.79%)
-
(25.68%)
-
(28.90%)
-
(62.92%)
C/F ratio current liabilities
(Industry Average)
16,193.74%
(3,693.51%)
-18,018.19%
(531,598.64%)
-16,256.86%
(-7,129.99%)
-6,213.17%
(5,464.34%)
11,454.10%
(-3,634.76%)
Quick ratio
(Industry Average)
-
(-)
-
(2.65%)
-
(7.20%)
-
(6.39%)
-
(7.22%)
Turnover2009-03-312010-03-312011-03-312012-03-312013-03-31
Receivables turnover
(Industry Average)
31.08day
(138.57day)
28.35day
(53.94day)
19.43day
(59.84day)
74.90day
(56.41day)
92.28day
(56.89day)
Inventory turnover
(Industry Average)
-
(-)
-
(-)
-
(-)
-
(-)
-
(-)
Payable turnover
(Industry Average)
-
(-)
-
(-)
-
(-)
-
(-)
-
(-)
Working capita turnover
(Industry Average)
31.08day
(138.57day)
28.35day
(53.94day)
19.43day
(59.84day)
74.90day
(56.41day)
92.28day
(56.89day)
Stock etc.2009-03-312010-03-312011-03-312012-03-312013-03-31
Market Value growth
(Industry Average)
-
(-)
73.13%
(29.55%)
-27.72%
(5.61%)
-10.29%
(-2.95%)
21.60%
(27.64%)
Dividend Yield
(Industry Average)
2.63%
(2.11%)
1.41%
(2.44%)
3.22%
(1.63%)
3.19%
(1.90%)
2.62%
(2.00%)
PER
(Industry Average)
117.00%
(52.93%)
44.08%
(22.80%)
221.30%
(47.97%)
-6.34%
(58.40%)
15.64%
(17.29%)
PBR
(Industry Average)
0.93%
(1.75%)
1.26%
(1.42%)
0.73%
(1.21%)
0.71%
(1.06%)
0.64%
(1.11%)
PCFR
(Industry Average)
24.82%
(6.70%)
-48.90%
(-3.06%)
-20.21%
(-8.69%)
-5.24%
(4.17%)
11.01%
(2.47%)
PSR
(Industry Average)
0.46%
(0.48%)
0.84%
(0.62%)
0.35%
(0.50%)
0.28%
(0.40%)
0.30%
(0.50%)

Financial Indicator Details: MS&ADインシュアランスグループ HLDGS

Consolidated :Indicator Consolidated | Non-Consolidated

Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Profitability
Net profit margin0.40%1.91%0.15%-4.50%1.93%
C/F margin1.89%-1.72%-1.74%-5.45%2.75%
ROA0.11%0.50%0.04%-1.16%0.52%
ROE0.80%2.87%0.33%-11.20%4.13%
Recurring margin-0.63%2.68%0.61%-2.55%3.48%
EBIT margin0.59%2.67%-0.25%-2.87%3.05%
EBITDA margin1.67%3.84%0.80%-1.92%3.92%
NOPAT margin0.35%1.60%-0.15%-1.72%1.83%
Sales SG rates100.63%97.31%99.38%102.55%96.51%
Sales SG&A rates-----
Sales R&D expenses rates-----
Sales depreciation rates1.08%1.16%1.06%0.95%0.87%
Capital expenditures net sales ratio-0.86%-0.88%-0.93%-1.15%-0.56%
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Growth
Growth rate of cash--30.67%98.98%4.15%-17.41%
Equity growth-28.15%24.58%-7.42%33.69%
Total assets growth-1.06%52.20%27.01%9.47%
Sales growth--3.79%73.48%10.57%14.62%
Net profit growth-359.47%-85.60%-3,226.73%149.34%
Operating C/F growth--187.87%-74.88%-245.93%157.85%
Recurring profit growth-503.97%-60.13%-558.03%256.21%
EBIT growth-335.61%-116.84%-1,125.64%221.58%
EBITDA growth-120.39%-63.44%-363.38%333.30%
NOPAT growth-335.61%-116.84%-1,125.64%221.58%
Operating expenses growth-¥ -696¥ 8 K¥ 1 K¥ 788
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Stability
Capital adequacy13.74%17.43%14.27%10.40%12.70%
Liquidity ratio-----
C/F ratio current liabilities16,193.74%-18,018.19%-16,256.86%-6,213.17%11,454.10%
Quick ratio-----
Fixed ratio25.67%19.45%30.54%33.14%24.14%
D/E ratio16.12%7.24%10.09%17.93%14.40%
Loan to Value Ratio2.21%1.26%1.44%1.86%1.82%
Business investment C/F ratio-45.50%51.24%53.74%21.18%-20.71%
Liabilities with interest growth--42.42%73.70%64.37%7.37%
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Turnover
Cash turnover80.88day58.28day66.84day62.96day45.36day
Receivables turnover31.08day28.35day19.43day74.90day92.28day
Inventory turnover-----
Fixed assets turnover46.99day47.42day53.48day48.59day41.27day
Total asset turnover1,331.29day1,398.41day1,226.87day1,409.32day1,345.95day
Payable turnover-----
Capital turnover17.89day18.59day10.71day9.69day8.45day
Equity turnover183.03day243.82day175.09day146.59day170.97day
Working capita turnover31.08day28.35day19.43day74.90day92.28day
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Balance sheet
Cash etc.¥ 452 B¥ 313 B¥ 623 B¥ 649 B¥ 536 B
Accounts receivable-trade¥ 173 B¥ 152 B¥ 181 B¥ 772 B¥ 1.0 T
Other Current Assets¥ 778 B¥ 634 B¥ 1.3 T¥ 2.0 T¥ 2.4 T
Current Assets-----
Tangible Assets¥ 262 B¥ 255 B¥ 498 B¥ 501 B¥ 488 B
Intangible Assets¥ 74 B¥ 78 B¥ 124 B¥ 138 B¥ 177 B
Investment etc.¥ 5.8 T¥ 6.2 T¥ 8.8 T¥ 11.1 T¥ 12.2 T
Total Assets¥ 7.4 T¥ 7.5 T¥ 11.4 T¥ 14.5 T¥ 15.9 T
Current Liabilities¥ 6.2 T¥ 6.1 T¥ 9.6 T¥ 12.7 T¥ 13.6 T
Fixed Liabilities¥ 164 B¥ 94 B¥ 164 B¥ 271 B¥ 291 B
Liabilities with interest¥ 164 B¥ 94 B¥ 164 B¥ 271 B¥ 291 B
Net Assets¥ 1.0 T¥ 1.3 T¥ 1.6 T¥ 1.5 T¥ 2.0 T
Capital stock¥ 100 B¥ 100 B¥ 100 B¥ 100 B¥ 100 B
Capital surplus etc.¥ 923 B¥ 1.2 T¥ 1.5 T¥ 1.4 T¥ 1.9 T
Liabilities and net assets¥ 7.4 T¥ 7.5 T¥ 11.4 T¥ 14.5 T¥ 15.9 T
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Income statement
Sales¥ 2.0 T¥ 1.9 T¥ 3.4 T¥ 3.7 T¥ 4.3 T
Cost of Sales¥ 2.0 T¥ 1.9 T¥ 3.3 T¥ 3.8 T¥ 4.1 T
Gross profit¥ -13 B¥ 52 B¥ 21 B¥ -96 B¥ 150 B
Other income¥ 27 B¥ 3 B¥ 42 B¥ 12 B¥ 2 B
SG&A-----
Other expenses¥ 5 B¥ 18 B¥ 57 B¥ 83 B¥ 67 B
Net income¥ 8 B¥ 37 B¥ 5 B¥ -169 B¥ 83 B
Operating income-----
Ordinary Income¥ -13 B¥ 52 B¥ 21 B¥ -96 B¥ 150 B
EBITDA¥ 34 B¥ 75 B¥ 27 B¥ -72 B¥ 169 B
Income before income taxes¥ 10 B¥ 50 B¥ -10 B¥ -110 B¥ 123 B
Depreciation¥ 22 B¥ 22 B¥ 36 B¥ 35 B¥ 37 B
R&D expenses-----
Income taxes¥ 1 B¥ 12 B¥ -16 B¥ 57 B¥ 38 B
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Cash flow statement
Operating CF¥ 38 B¥ -33 B¥ -59 B¥ -205 B¥ 118 B
Investment CF¥ 94 B¥ 52 B¥ 89 B¥ 149 B¥ -165 B
Financial CF¥ 4 B¥ -104 B¥ 19 B¥ 65 B¥ 33 B
Foreign Exchange Effects¥ -45 B¥ 8 B¥ -15 B¥ 10 B¥ 17 B
Net Change in Cash¥ 91 B¥ -76 B¥ 34 B¥ 20 B¥ 4 B
Free CF¥ 133 B¥ 18 B¥ 30 B¥ -55 B¥ -46 B
Capital expenditures¥ -17 B¥ -17 B¥ -31 B¥ -43 B¥ -24 B
Cash dividends paid¥ -25 B¥ -23 B¥ -38 B¥ -34 B¥ -34 B
Repayment loans---¥ -2 B-
Indicator 2009-03-312010-03-312011-03-312012-03-312013-03-31
Shareowners' equity
Issuance of new shares-----
Dividends from surplus¥ -24 B¥ -22 B¥ -38 B¥ -33 B¥ -33 B
Net income¥ 8 B¥ 37 B¥ 5 B¥ -169 B¥ 83 B
Purchase of treasury stock¥ -4 B¥ -10 B¥ -10 B¥ -16 M¥ -22 M
Other Change in Stockholders Equity¥ 776 B¥ -1 B¥ 548 B¥ -180 M¥ -1 M
Other Change in Net Assets¥ 267 B¥ 284 B¥ -182 B¥ 82 B¥ 459 B
Net Change in Net Assets¥ 1.0 T¥ 288 B¥ 322 B¥ -121 B¥ 509 B

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[Data] Net Profit Margin, Sales Growth, Equity Margin etc., 100 or more kinds of financial indicators. (*Consolidated or Non-Consolidated. two or more terms)

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Related Information: MS&ADインシュアランスグループホールディングス (Annual )

Statement Type
Annual : MS&ADインシュアランスグループホールディングス
First quarter : MS&ADインシュアランスグループホールディングス
Second quarter : MS&ADインシュアランスグループホールディングス
Third quarter : MS&ADインシュアランスグループホールディングス
Analysis Menu
@Outline : MS&ADインシュアランスグループホールディングス
@Statement : MS&ADインシュアランスグループホールディングス
@Rating : MS&ADインシュアランスグループホールディングス
@Indicator : MS&ADインシュアランスグループホールディングス
@Download : MS&ADインシュアランスグループホールディングス
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Related company's newest statement

Date Company Credit Rating Date
11/19 MS&ADインシュアラ.. CCC→BBB 2013-09-30 (Q2)
11/19 Tokio Marine Holdings BBB→A 2013-09-30 (Q2)
11/19 NKSJ Holdings CC→BB 2013-09-30 (Q2)
11/15 Sony Financial Holdings A 2013-09-30 (Q2)
11/14 T&D Holdings BBB 2013-09-30 (Q2)
11/14 ライフネット生命保険 -→BB 2013-09-30 (Q2)
11/6 Anicom Holdings A→BBB 2013-09-30 (Q2)
8/12 Sony Financial Holdings A 2013-06-30 (Q1)
8/9 MS&ADインシュアラ.. BB 2013-06-30 (Q1)
8/9 Tokio Marine Holdings BBB→A 2013-06-30 (Q1)

Ticker Market Industry Month report Rating
@ MS&ADインシュアランスグループホールディングス 8725 TSE 1st Insurance 3 Annual B

Related Company

@ 東京海上日動火災保険 (Sales ¥ 2.9 T) +
@ The Toa Reinsurance Co. (Sales ¥ 271 B) +
@ T&D Holdings (Sales ¥ 2.4 T) +
@ Sompo Japan Insurance (Sales ¥ 1.8 T) +
@ NKSJ Holdings (Sales ¥ 2.8 T) +
@ Anicom Holdings (Sales ¥ 16 B) +
@ AXA Japan Holding (Sales ¥ 845 B) +
@ 三井住友海上火災保険 (Sales ¥ 2.0 T) +
@ MITSUI LIFE INSURANCE (Sales ¥ 865 B) +
@ 東日本建設業保証 (Sales ¥ 13 B) +
@ West Japan Construction Surety (Sales ¥ 7 B) +
@ MS&ADインシュアランスグループホールディングス (Sales ¥ 3.7 T) +
@ Sony Financial Holdings (Sales ¥ 1.2 T) +

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