North Pacific Bank (Annual ): Credit Rating Analysis

Credit Rating Analysis: North Pacific Bank (Annual )

The details of credit rating (bankruptcy risk) can be checked. A credit rating in nine stages (AAA-C).

Date	Credit Rating	Comment
2013-03-31	-	Non rating.

Date	2012-12-31 (Third quarter )	2013-03-31 (Annual )	2013-06-30 (First quarter )	2013-09-30 (Second quarter )
Credit Rating	-	-	-	A
Total Assets	¥ 7.5 T	¥ 7.8 T	¥ 7.8 T	¥ 7.7 T
Net Assets	¥ 362 B	¥ 401 B	¥ 411 B	¥ 385 B

[Date: 2013-03-31] Danger : Warning : Caution : Good: Dividend Risk
Under the situation of Net Income (¥ 19 B) & Operating Cash Flow (¥ -41 B), Dividend (¥ -2 B) is paid.; Financing Risk (*Sale of stock property)
Operating Cash Flow (¥ -41 B) is minus, Investment Cash Flow (¥ 28 B) is plus. Because the main occupation was dull, stock property may have been sold off.; Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets (¥ 286 B) is Operating Cash Flow (¥ -41 B) is a minus, Sales (¥ 162 B) more , there is a possibility of holding the non-performing asset.

Date	- (First quarter )	- (Third quarter )	2013-03-31 (Annual )	2013-09-30 (Second quarter )
Credit Rating	-	-	-	AA
Total Assets	-	-	¥ 7.7 T	¥ 7.7 T
Net Assets	-	-	¥ 392 B	¥ 385 B

Statement Type: Annual : North Pacific Bank; First quarter : North Pacific Bank; Second quarter : North Pacific Bank; Third quarter : North Pacific Bank

Analysis Menu: Outline : North Pacific Bank; Statement : North Pacific Bank; Rating : North Pacific Bank; Indicator : North Pacific Bank; Download : North Pacific Bank

Industry Comparison Ranking: Banks - EDIUNET Industry Rankings; Banks - EDIUNET Credit Rating; Banks - EDIUNET Industry Avg

Comparison with a neighboring company: Hokkaido - EDIUNET Prefectures; Hokkaido札幌市 - EDIUNET Prefectures

Date	Company	Credit Rating	Date
1/27	The Awa Bank	BBB→A	2013-12-31 (Q3)
12/26	MOA Fund.	CC→BBB	2013-09-30
12/2	The Tajima Bank	A→CC	2013-09-30 (Q2)
11/29	THE SAGA KYOUEI BANK	BBB	2013-09-30 (Q2)
11/27	富山第一銀行	A→BB	2013-09-30 (Q2)
11/26	THE SHIZUOKACHUO BANK	A	2013-09-30 (Q2)
11/25	THE SAIKYO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	THE FUKUHO BANK	CCC→BBB	2013-09-30 (Q2)
11/18	The Bank of Nagasaki	CC→B	2013-09-30 (Q2)
11/15	Mitsubishi UFJ Financia..	BBB	2013-09-30 (Q2)

EDIUNET Investment News (Banks): 1/27 Banks (The Awa Bank:BBB→A); 12/26 Banks (MOA Fund.:CC→BBB); 12/2 Banks (The Tajima Bank:A→CC); 11/29 Banks (THE SAGA KYOUEI BANK:..; 11/27 Banks (富山第一銀行:A→BB); 11/26 Banks (THE SHIZUOKACHUO BANK..; 11/25 Banks (THE SAIKYO BANK:CCC→B..; 11/18 Banks (THE FUKUHO BANK:CCC→B..; 11/15 Banks (Mitsubishi UFJ Financ..; 11/14 Banks (みずほフィナンシャル..

Ticker	Market	Industry	Month	report	Rating
North Pacific Bank	8524	TSE 1st	Banks	3	Annual	-

*Financial data might be different from the actual one. Please confirm the original, and read Caution.

*This site has obtained the information from the FSA's EDINET, Tokyo Stock Exchange's TDnet and Pay statistical data services, Fukuoka stock Exchange's Stock market capitalization, Center for Spatial Information Science's CSV Geocoding Service. The copyright of the information belongs to each corporation etc. .