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Credit Rating (Bankruptcy Risk): SBI Life Living (Annual ) Consolidated | Non-Consolidated

Financial Timeline

Financial Statement Risk Analysis: SBI Life Living (Annual ) (Consolidated )

Special note

Net income has increased 3 consecutive terms. The performance is good.

Operating cash flow has dropped 3 consecutive terms. The business have very high risk.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Stated Capital less
As compared with the first term of Stated Capital (¥ 491 M), Stated Capital (-) is less than 10%, , there is a possibility that the management situation is extremely severe.

Management Risk (*Sales is decrease )
Sales (¥ 5 B) is first term Sales (¥ 6 B) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Gross Income is decrease )
Gross Income (¥ 3 B) is first term Gross Income (¥ 4 B) less , there is a possibility that the management situation has stagnated and deteriorated

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -23 M) & Financial Cash Flow (¥ -387 M) is a minus, Operating Cash Flow (¥ 553 M) is a plus,

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Financing Good (*Operating Cash Flow is plus )
Investment Cash Flow (¥ -90 M) & Financial Cash Flow (¥ -372 M) is a minus, Operating Cash Flow (¥ 952 M) is a plus,

Financing Risk (*Operating Cash Flow is decrease )
Sales (¥ 6 B) is first term (¥ 5 B) more, however Operating Cash Flow (¥ 952 M) is first term (¥ 1 B) less , there is a possibility that the financing has deteriorated very much.

[Date: 2010-03-31]

*Financial Statement Risk was not found.

Credit Rating (Bankruptcy Risk): SBI Life Living (Annual ) Consolidated | Non-Consolidated

Financial Timeline

Financial Statement Risk Analysis: SBI Life Living (Annual ) (Non-Consolidated )

Special note

Net sales has increased 4 consecutive terms. The performance is good.

Net Assets have increased 4consecutive terms. The fiscal base is getting better.

[Date: 2013-03-31]  Danger : Warning : Caution : Good

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (11.13％) is first term Net Profit Margin (11.79％) less , there is a possibility that the profitability has deteriorated.

[Date: 2012-03-31]  Danger : Warning : Caution : Good

Management Risk (*Net Income is decrease )
Net Income (¥ 418 M) is first term Net Income (¥ 446 M) less , there is a possibility that the management situation has stagnated and deteriorated

Management Risk (*Net Profit Margin is decrease )
Net Profit Margin (11.79％) is first term Net Profit Margin (13.60％) less , there is a possibility that the profitability has deteriorated.

Non-performing asset Risk (*Accounts Receivable and Inventory, etc. confirmed content)
Other Current Assets first term ratio (¥ 1 B) is Sales first term ratio (¥ 267 M) more , there is a possibility that the non-performing asset was increased.

[Date: 2011-03-31]  Danger : Warning : Caution : Good

Management Risk (*Gross Income is decrease )
Gross Income (¥ 1 B) is first term Gross Income (¥ 1 B) less , there is a possibility that the management situation has stagnated and deteriorated

[Date: 2010-03-31]

*Financial Statement Risk was not found.